How to Increase Your CIBIL Score?

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  • October 29, 2025 at 11:26 am #225
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    Keymaster
    October 29, 2025 at 11:33 am #242
    Good_Score_LogoGoodScore
    Keymaster

    A good CIBIL score takes time and consistency, but it’s totally doable. Think of it like building trust with banks; the more disciplined you are with your payments and usage, the higher your score grows.

    Ab simple language mein samjho

    CIBIL score badhana koi rocket science nahi hai. Thoda control aur regular payment se score easily improve hota hai.

    Follow these smart habits

    • Time par EMI aur bill bharo: Late payment sabse zyada score giraata hai.
    • Credit card limit ko max mat karo: Hamesha 30% ke andar use karo.
    • Purane accounts band mat karo: Ye aapki credit history lamba dikhata hai.
    • Zyada baar loan apply mat karo: Har application ek “hard enquiry” hoti hai jo score ko thoda impact karti hai.
    • Credit mix balance rakho: Loan aur credit card dono ka healthy balance score ko stable rakhta hai.

    Bonus tips

    • Credit card ka minimum due mat bharo, pura bill clear karo.
    • Auto-debit lagao taaki EMI miss na ho.
    • Agar galti se late payment hua hai, to regular on-time payments se recover kar lo.

    Bas itna yaad rakho time par payment, kam utilisation, aur steady credit history hi score badhate hain.

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The information provided in this blog post is meant for informational purposes only and does not constitute financial advice. Goodscore, aka Arthvit 1809 Tech Pvt. Ltd., is a financial technology company, not a bank. Make consistent on-time payments to maximize credit-building potential. Factors outside Goodscore, such as other account balances or delinquencies, can affect credit-building progress. Subject to approval via identity verifications and subject to terms and conditions. For more information, visit our Terms and Conditions and Privacy Policy. This post may contain marketing messages and advertisements in compliance with the CAN-SPAM Act.

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