What is equifax credit score?

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  • November 19, 2025 at 11:50 am #636
    Good_Score_LogoGoodScore
    Keymaster
    November 19, 2025 at 11:51 am #638
    Good_Score_LogoGoodScore
    Keymaster

    A 3-digit number from 300 to 900 that shows how safely you use credit cards and loans. 750+ is generally strong for faster approvals and better rates.

    Factors Affecting Equifax Credit Score

    • On-time EMIs and card bill payments
    • Credit card usage is under 30 percent of the limit
    • Older accounts kept active.
    • Few new loan or card applications

    How to Check Equifax Credit Score Online

    • Sign up with Equifax India, verify your PAN with an OTP, and download your credit report.
    • Review Accounts, Enquiries, and Payment History sections
    • Dispute any mistake with proof.

    How to Read an Equifax Credit Report

    Confirm personal details, check each loan or card for correct limits and outstanding amounts, scan the monthly repayment grid for late payments, and verify there are no unknown enquiries.

    Quick Tips to Improve Equifax Credit Score

    Pay in full and on time, keep utilisation low, avoid multiple applications, and monitor your report every few months: Bas itna yaad rakho, discipline se score naturally strong hota hai.

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The information provided in this blog post is meant for informational purposes only and does not constitute financial advice. Goodscore, aka Arthvit 1809 Tech Pvt. Ltd., is a financial technology company, not a bank. Make consistent on-time payments to maximize credit-building potential. Factors outside Goodscore, such as other account balances or delinquencies, can affect credit-building progress. Subject to approval via identity verifications and subject to terms and conditions. For more information, visit our Terms and Conditions and Privacy Policy. This post may contain marketing messages and advertisements in compliance with the CAN-SPAM Act.

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