How do you save money without cutting basic lifestyle?

You can save money without cutting your basic lifestyle by fixing the “leaks” and automating the boring stuff, not by stopping everything you enjoy. First, set a realistic monthly saving target and move it out on salary day itself, like an auto-transfer to a separate account, because saving what’s left at month-end rarely works. Next, cap the big 3 that quietly blow budgets: food delivery, random online shopping, and subscriptions. You don’t need to stop them, just set a weekly limit and stick to it. Third, reduce fixed costs without lifestyle hit: renegotiate broadband, mobile plans, insurance premiums, and shift to annual payments where you get discounts. For groceries, do one planned monthly stock-up and avoid multiple small “top-up” trips; those add up. Also, keep an emergency buffer so you don’t use a credit card for surprises, because interest is where savings die. Bas idea simple hai: cut friction spending, not comfort spending, and make saving automatic so you don’t rely on willpower.