{"id":1212,"date":"2026-01-07T12:15:35","date_gmt":"2026-01-07T12:15:35","guid":{"rendered":"https:\/\/goodscore.app\/blog\/?p=1212"},"modified":"2026-01-07T12:15:36","modified_gmt":"2026-01-07T12:15:36","slug":"wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct","status":"publish","type":"post","link":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/","title":{"rendered":"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct"},"content":{"rendered":"\n<p>Wrong personal details in your credit report (name, DOB, address) can absolutely affect loan approvals in India, even if your repayments are perfect. Many lenders do an automated match of your application details with your credit report and KYC data. If the match fails, your application may be delayed, flagged for additional verification, or even rejected.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What \u201cwrong personal details\u201d look like<\/h2>\n\n\n\n<p>Common issues people see:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Name spelling mismatch (Amit Kumar vs Amit K)<\/li>\n\n\n\n<li>Wrong date of birth (digit swap or old record)<\/li>\n\n\n\n<li>Old or unknown address showing as current<\/li>\n\n\n\n<li>Phone number or email that you have never used<\/li>\n<\/ul>\n\n\n\n<p>These errors usually occur because lenders report data in monthly batches, and sometimes old KYC or incorrect entries are shared across systems.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Does it affect loans and credit score?<\/h2>\n\n\n\n<p>It may not reduce your score directly, but it can affect loan and card approvals because:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC and identity checks become harder<\/li>\n\n\n\n<li>Lenders may suspect a duplicate profile or fraud<\/li>\n\n\n\n<li>Your credit file may not match correctly with PAN and application details<\/li>\n<\/ul>\n\n\n\n<p>If you see an address you never lived at, treat it seriously and verify if any unknown account is also showing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quick checklist before you raise a dispute<\/h2>\n\n\n\n<p>Before you click \u201cdispute\u201d, do these 3 things:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Download your latest credit report and note exactly what is wrong (field, value, and bureau).<\/li>\n\n\n\n<li>Check if the \u201cwrong\u201d address is actually your old rented house or hostel address. Old addresses sometimes remain as history, and that\u2019s okay.<\/li>\n\n\n\n<li>If any loan or card appears unfamiliar or contains incorrect details, pause and treat it as a possible identity issue.<\/li>\n<\/ol>\n\n\n\n<p>To keep <span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">your credit score clean, regularly\u00a0<strong>che<\/strong><\/span><strong>ck your <a href=\"https:\/\/goodscore.app\/\">credit score<\/a>\u00a0and review<\/strong> the report section that lists personal details and enquiries.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to correct a wrong name, DOB, or address<\/h2>\n\n\n\n<p>Here\u2019s the clean step-by-step process that works in most cases.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: Collect proof documents<\/h3>\n\n\n\n<p>Keep clear scans of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PAN (for name)<\/li>\n\n\n\n<li>Aadhaar or passport (for DOB and address)<\/li>\n\n\n\n<li>Any supporting document, like a recent utility bill for the current address<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2: Raise a dispute with the credit bureau where you saw the error<\/h3>\n\n\n\n<p>Most bureaus let you submit disputes online to correct personal information.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>TransUnion CIBIL<\/strong> allows consumers to initiate disputes online for inaccuracies in their personal and contact information.<\/li>\n\n\n\n<li><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\"><strong>CRIF High Mark<\/strong>\u00a0has a portal flow where you select the report and raise a query, including personal and contact details.<\/span><\/li>\n\n\n\n<li><strong>Equifax India<\/strong> also provides a consumer dispute flow for updating credit report details, including personal information.<\/li>\n<\/ul>\n\n\n\n<p>Fill in the dispute carefully. Select the exact field (Name, DOB, or Address) and upload proof.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3: Raise the same correction request with the lender<\/h3>\n\n\n\n<p>This is important. Credit bureaus usually verify disputed data with the lender who reported it. If the lender updates their records faster, your fix becomes smoother.<\/p>\n\n\n\n<p>Send the lender:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan or card reference (if applicable)<\/li>\n\n\n\n<li>Your PAN<\/li>\n\n\n\n<li>Correct details and proof<br>Ask them to correct their internal KYC and \u201creport updated data to the credit bureau\u201d.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Step 4: Track the ticket and follow up<\/h3>\n\n\n\n<p>You\u2019ll get a dispute ticket or reference number. Save it. Most disputes are resolved in a few weeks, and many platforms mention a typical window of around 30 days, depending on verification.<\/p>\n\n\n\n<p>If nothing changes after 30 to 45 days, follow up with both the bureau and the lender using the same ticket trail. Thoda patience lagta hai, but it works.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mistakes to avoid<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Disputing everything at once without proof. Keep it specific.<\/li>\n\n\n\n<li>Applying for a new loan while your identity details are mismatched. Wait till it\u2019s corrected.<\/li>\n\n\n\n<li>Ignoring unknown addresses. If it\u2019s truly unfamiliar, investigate properly.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">FAQs<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1) Will a wrong address in my credit report reduce my score?<\/h3>\n\n\n\n<p>Usually no, but it can create verification issues during loan approval and may signal a data mismatch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2) How long does it take to correct a name or DOB in a credit report?<\/h3>\n\n\n\n<p>Often, a few weeks, and many dispute processes mention timelines of around a month, depending on lender verification.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3) Should I dispute an old address that I lived at earlier?<\/h3>\n\n\n\n<p>Not necessary. Old addresses can remain as history. Dispute only if it\u2019s wrong or unfamiliar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4) Do I need to contact the lender or only the bureau?<\/h3>\n\n\n\n<p>Do both. The bureau typically validates through the lender, so lender-side corrections speed up the process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5) What if my details are correct in KYC but wrong in the credit report?<\/h3>\n\n\n\n<p>Raise a dispute with proof and ask the lender to update what they have reported. This usually resolves it.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>An incorrect name, DOB, or address in your credit report can delay loan approval. Learn how to correct it step by step in India.<\/p>\n","protected":false},"author":1,"featured_media":1195,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[25],"tags":[479,481,480],"class_list":["post-1212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-reports","tag-credit-report-correction","tag-loan-approval","tag-wrong-details"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct<\/title>\n<meta name=\"description\" content=\"An incorrect name, DOB, or address in your credit report can delay loan approval. Learn how to correct it step by step in India.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct\" \/>\n<meta property=\"og:description\" content=\"An incorrect name, DOB, or address in your credit report can delay loan approval. Learn how to correct it step by step in India.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/\" \/>\n<meta property=\"og:site_name\" content=\"GoodScore Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/100095023270549\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-07T12:15:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-07T12:15:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2026\/01\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"GoodScore\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GoodScore_app\" \/>\n<meta name=\"twitter:site\" content=\"@GoodScore_app\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"GoodScore\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/\"},\"author\":{\"name\":\"GoodScore\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#\\\/schema\\\/person\\\/3faee87bf84266d058dcc6e774060205\"},\"headline\":\"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct\",\"datePublished\":\"2026-01-07T12:15:35+00:00\",\"dateModified\":\"2026-01-07T12:15:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/\"},\"wordCount\":764,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp\",\"keywords\":[\"credit report correction\",\"loan approval\",\"wrong details\"],\"articleSection\":[\"Credit Reports\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/\",\"url\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/\",\"name\":\"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp\",\"datePublished\":\"2026-01-07T12:15:35+00:00\",\"dateModified\":\"2026-01-07T12:15:36+00:00\",\"description\":\"An incorrect name, DOB, or address in your credit report can delay loan approval. Learn how to correct it step by step in India.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#primaryimage\",\"url\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp\",\"contentUrl\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp\",\"width\":1200,\"height\":800,\"caption\":\"Wrong Personal Details in Credit Report (Name, DOB, Address)_ Does It Affect Loans and How to Correct\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/\",\"name\":\"GoodScore Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#organization\",\"name\":\"GoodScore\",\"url\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/goodscore-logo.jpg\",\"contentUrl\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/goodscore-logo.jpg\",\"width\":600,\"height\":600,\"caption\":\"GoodScore\"},\"image\":{\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/100095023270549\\\/\",\"https:\\\/\\\/x.com\\\/GoodScore_app\",\"https:\\\/\\\/www.instagram.com\\\/goodscore_app\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/goodscoreapp\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/#\\\/schema\\\/person\\\/3faee87bf84266d058dcc6e774060205\",\"name\":\"GoodScore\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/blog.goodscore.app\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/logo2-96x96.jpg\",\"url\":\"https:\\\/\\\/blog.goodscore.app\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/logo2-96x96.jpg\",\"contentUrl\":\"https:\\\/\\\/blog.goodscore.app\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/logo2-96x96.jpg\",\"caption\":\"GoodScore\"},\"description\":\"GoodScore helps you understand and improve your credit health with simple, actionable insights. We create easy-to-read guides on credit scores, loans, and personal finance tailored for Indian users.\",\"sameAs\":[\"https:\\\/\\\/blog.goodscore.app\"],\"url\":\"https:\\\/\\\/goodscore.app\\\/blog\\\/author\\\/kuldeep\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct","description":"An incorrect name, DOB, or address in your credit report can delay loan approval. Learn how to correct it step by step in India.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/","og_locale":"en_US","og_type":"article","og_title":"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct","og_description":"An incorrect name, DOB, or address in your credit report can delay loan approval. Learn how to correct it step by step in India.","og_url":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/","og_site_name":"GoodScore Blog","article_publisher":"https:\/\/www.facebook.com\/100095023270549\/","article_published_time":"2026-01-07T12:15:35+00:00","article_modified_time":"2026-01-07T12:15:36+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2026\/01\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp","type":"image\/webp"}],"author":"GoodScore","twitter_card":"summary_large_image","twitter_creator":"@GoodScore_app","twitter_site":"@GoodScore_app","twitter_misc":{"Written by":"GoodScore","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#article","isPartOf":{"@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/"},"author":{"name":"GoodScore","@id":"https:\/\/goodscore.app\/blog\/#\/schema\/person\/3faee87bf84266d058dcc6e774060205"},"headline":"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct","datePublished":"2026-01-07T12:15:35+00:00","dateModified":"2026-01-07T12:15:36+00:00","mainEntityOfPage":{"@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/"},"wordCount":764,"commentCount":0,"publisher":{"@id":"https:\/\/goodscore.app\/blog\/#organization"},"image":{"@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#primaryimage"},"thumbnailUrl":"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2026\/01\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp","keywords":["credit report correction","loan approval","wrong details"],"articleSection":["Credit Reports"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/","url":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/","name":"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct","isPartOf":{"@id":"https:\/\/goodscore.app\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#primaryimage"},"image":{"@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#primaryimage"},"thumbnailUrl":"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2026\/01\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp","datePublished":"2026-01-07T12:15:35+00:00","dateModified":"2026-01-07T12:15:36+00:00","description":"An incorrect name, DOB, or address in your credit report can delay loan approval. Learn how to correct it step by step in India.","breadcrumb":{"@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#primaryimage","url":"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2026\/01\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp","contentUrl":"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2026\/01\/Wrong-Personal-Details-in-Credit-Report-Name-DOB-Address_-Does-It-Affect-Loans-and-How-to-Correct.webp","width":1200,"height":800,"caption":"Wrong Personal Details in Credit Report (Name, DOB, Address)_ Does It Affect Loans and How to Correct"},{"@type":"BreadcrumbList","@id":"https:\/\/goodscore.app\/blog\/wrong-personal-details-in-credit-report-name-dob-address-does-it-affect-loans-and-how-to-correct\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goodscore.app\/blog\/"},{"@type":"ListItem","position":2,"name":"Wrong Personal Details in Credit Report (Name, DOB, Address): Does It Affect Loans and How to Correct"}]},{"@type":"WebSite","@id":"https:\/\/goodscore.app\/blog\/#website","url":"https:\/\/goodscore.app\/blog\/","name":"GoodScore Blog","description":"","publisher":{"@id":"https:\/\/goodscore.app\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goodscore.app\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goodscore.app\/blog\/#organization","name":"GoodScore","url":"https:\/\/goodscore.app\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goodscore.app\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2025\/11\/goodscore-logo.jpg","contentUrl":"https:\/\/goodscore.app\/blog\/wp-content\/uploads\/2025\/11\/goodscore-logo.jpg","width":600,"height":600,"caption":"GoodScore"},"image":{"@id":"https:\/\/goodscore.app\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/100095023270549\/","https:\/\/x.com\/GoodScore_app","https:\/\/www.instagram.com\/goodscore_app\/","https:\/\/www.linkedin.com\/company\/goodscoreapp\/"]},{"@type":"Person","@id":"https:\/\/goodscore.app\/blog\/#\/schema\/person\/3faee87bf84266d058dcc6e774060205","name":"GoodScore","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blog.goodscore.app\/wp-content\/uploads\/2025\/11\/logo2-96x96.jpg","url":"https:\/\/blog.goodscore.app\/wp-content\/uploads\/2025\/11\/logo2-96x96.jpg","contentUrl":"https:\/\/blog.goodscore.app\/wp-content\/uploads\/2025\/11\/logo2-96x96.jpg","caption":"GoodScore"},"description":"GoodScore helps you understand and improve your credit health with simple, actionable insights. We create easy-to-read guides on credit scores, loans, and personal finance tailored for Indian users.","sameAs":["https:\/\/blog.goodscore.app"],"url":"https:\/\/goodscore.app\/blog\/author\/kuldeep\/"}]}},"_links":{"self":[{"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/posts\/1212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/comments?post=1212"}],"version-history":[{"count":2,"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/posts\/1212\/revisions"}],"predecessor-version":[{"id":1217,"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/posts\/1212\/revisions\/1217"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/media\/1195"}],"wp:attachment":[{"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/media?parent=1212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/categories?post=1212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goodscore.app\/blog\/wp-json\/wp\/v2\/tags?post=1212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}