Gold & Silver Rates: How 2026 Budget Shifted Trend

Finance Minister Nirmala Sitharaman’s Budget 2026 brought a double-impact: lower prices via duty cuts and stricter tax rules for investors.

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Customs duty on gold and silver is now 5%. This led to instant domestic price drop of ₹4,000 per 10g, making jewelry more affordable.

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From April 2026, tax-free exit on SGBs is only for original subscribers. Secondary market buyers lose the capital gains exemption.

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Bringing jewelry from abroad? Duty-free limit for international passengers is now ₹75,000, up from the previous ₹50,000.

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A new tiered LTV system means you now access up to 85% loan value for smaller amounts, so micro-borrowers get more cash.

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The Budget hiked STT on Gold & Silver futures. This nudges Indians toward holding physical or digital gold as long-term assets.

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Budget 2026 rewards the patient investor. The new rules now make gold a strong emergency fund and tool for disciplined credit building.

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Pledging gold under the new 2026 rules? See how these repayments are boosting your CRIF score with a Video Analysis on the GoodScore app.

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Building a 750+ Credit Score was Never This Easy!

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Gold & Silver Rates: How 2026 Budget Shifted Trend

Finance Minister Nirmala Sitharaman’s Budget 2026 brought a double-impact: lower prices via duty cuts and stricter tax rules for investors.

A New Era for Metals in India

Customs duty on gold and silver is now 5%. This led to instant domestic price drop of ₹4,000 per 10g, making jewelry more affordable.

Quick Price Drop

From April 2026, tax-free exit on SGBs is only for original subscribers. Secondary market buyers lose the capital gains exemption.

The End of SGB Flips

Bringing jewelry from abroad? Duty-free limit for international passengers is now ₹75,000, up from the previous ₹50,000.

Better Travel Perks

A new tiered LTV system means you now access up to 85% loan value for smaller amounts, so micro-borrowers get more cash.

Borrow Smarter in 2026

The Budget hiked STT on Gold & Silver futures. This nudges Indians toward holding physical or digital gold as long-term assets.

Higher Trading Costs

Budget 2026 rewards the patient investor. The new rules now make gold a strong emergency fund and tool for disciplined credit building.

The Long-Term Verdict For You

Pledging gold under the new 2026 rules? See how these repayments are boosting your CRIF score with a Video Analysis on the GoodScore app.

Gold Loans & Your Score

Building a 750+ Credit Score was Never This Easy!

Find out more with Goodscore

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